Our Services

Health Care Valuations -

• IBNR and reserve analysis
• Retiree health valuations (SFAS 106, GAS 45)

Fully Insured Actuarial Reviews -

• Claims experience review and renewal rate review for reasonability and accuracy
• Review carrier trend and pooling charges versus benchmarks
• Review carrier actuarial benefit adjustment factors against benchmarks
• Employee contribution strategies

Self-Insurance Actuarial Reviews and Feasibility Analysis -

• Claims experience analysis and claims volatility assessments
• Organizational self-insurance compatibility assessment
• Stop loss reinsurance reviews
• Employee contribution strategy reviews and recommendations
• Cash flow projections, budget preparation, COBRA premium calculations, & reserving strategies
• Fully insured vs. self-insured side-by-side assessments